At Proper Mortgages, we don’t charge our clients up front. Any fees that are payable will be disclosed to you from the outset and will only be payable once your mortgage has been approved. If we can’t help, you won’t be charged at all.

We don’t charge clients to handle their mortgage renewal, and our fee structure is broken down into the following tiers:

• No Fee: We don’t charge for like-for-like renewals, so we can maintain your mortgage for years to come without recurring fees.

• Standard Fee of £200: Applies to most standard purchases and some more complex remortgages.

• Complex Fee of £400: Applies to more complex and certain small loan applications.